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The Million Dollar Baby

Example of the Million Dollar Baby Coverage Plan: A 2-year-old at $200 a month would be close to 60K in college funds at age 22. If they retire at age 70, your child would retire with an annual tax-free income of over $150K per year till death and then over $500K in tax-free death benefit to their family. At $200 a month for 68 years, the investment would be $163.200 total! If your child lived to be 90 years old, they will collect over 3 million in tax-free retirement income and then leave their family the tax-free death benefit of over $500K.

Benefits Include:

  • Tax-free Retirement for Life (age 100)
  • Living Benefits-Chronic, Critical, and Terminal Illness Coverage on Day 1
  • Major Disability
  • Large Life policy for their family
  • Tax-free savings that can be accessed for emergencies, medical bills, mortgage payments, etc.
  • Pull money out for a new business, home, car, etc.
  • Earning an average of close to 8% per year/ compound interest based on the last 20-year average
  • Retirement payouts are lifetime. This pays out to age 100 or longer, so they never outlive their retirement.

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Please note that the examples herein are not company or product-specific. They are concepts shown to give you general information of the benefits and limitations of the products and strategies and are not designed to be a recommendation to buy any specific financial product or service. Products change and such product concepts may not be suitable for your needs or available in your state.

*Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurance company and are not guaranteed by any bank or the FDIC.

**Some annuities may have a lifetime income guarantee as part of the base policy; others may have riders available that provide this benefit. Riders may also be available for benefits like an annual increase to help combat inflation or for as much as doubling your income in case of a qualifying health event. Limitations and qualifying conditions apply. Optional riders may be available with a charge.

***Safe-Retire.com and The Gale Group are not associated with or endorsed by the Social Security Administration, the IRS or any government agency.

^Increased income is possible following a specific strategy suited to your financial goals and may require buying multiple annuities or keeping the annuity for the full-time period. May not be available in all states. Results may vary and will be less if excess withdrawals are taken.

» For your suitable benefits. Fees are lower than investment products.

By responding to this offer you may be put in touch with a licensed agent regarding retirement income strategies using fixed insurance products. Safe-Retire.com is insurance licensed 1988 Mortgage Broker/Lender Licensee 1998 Retirement Specialist 2012 and all producers of Safe-Retire.com have the appropriate licenses for the products they offer.

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