Living Benefits is the new kind of insurance where you don’t have to pass away to use. That’s right! If you have a chronic, critical, or terminal illness you can pull money out of the policy to go towards medical bills, mortgage payments, car payments, essentially anything that you have to cover due to illness.
Most of us have an 80/20 medical plan with a large deductible. If you have an event that requires days in the ICU, such as a heart attack or car accident, you will receive a medical bill over 20K or more. Where will that money come from? Savings? Retirement? This coverage protects it all! Heart attack, stroke, nursing home care, hospice, and critical care coverage are all built-in!
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Please note that the examples herein are not company or product-specific. They are concepts shown to give you general information of the benefits and limitations of the products and strategies and are not designed to be a recommendation to buy any specific financial product or service. Products change and such product concepts may not be suitable for your needs or available in your state.
*Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurance company and are not guaranteed by any bank or the FDIC.
**Some annuities may have a lifetime income guarantee as part of the base policy; others may have riders available that provide this benefit. Riders may also be available for benefits like an annual increase to help combat inflation or for as much as doubling your income in case of a qualifying health event. Limitations and qualifying conditions apply. Optional riders may be available with a charge.
***Safe-Retire.com and The Gale Group are not associated with or endorsed by the Social Security Administration, the IRS or any government agency.
^Increased income is possible following a specific strategy suited to your financial goals and may require buying multiple annuities or keeping the annuity for the full-time period. May not be available in all states. Results may vary and will be less if excess withdrawals are taken.
» For your suitable benefits. Fees are lower than investment products.
By responding to this offer you may be put in touch with a licensed agent regarding retirement income strategies using fixed insurance products. Safe-Retire.com is insurance licensed 1988 Mortgage Broker/Lender Licensee 1998 Retirement Specialist 2012 and all producers of Safe-Retire.com have the appropriate licenses for the products they offer.